Last summer I listened to a speech from Bill Hybels about dealing with crisis. He used the analogy of a rogue wave. In sailing, he explained, its not simply high waves that worry a captain, it’s the unexpected high wave. He compared our country’s current economic crisis to the rogue wave. One common sense statement he made still resonates with me. “Cash reserves give you time to react when the rogue wave hits,” You need time to adjust your plan, time to find a solution, time to formulate a response.
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